Fire and explosion
Fire, lightning, explosion and other agreed perils often form the basis of business property cover.
Protect business assets
Property insurance: record buildings, contents, stock and operating equipment correctly.
Business property insurance protects the agreed assets against the perils named in the policy. Accurate sums insured and suitable extensions are essential.
Storm and natural hazards
Storm, hail and additional natural hazards can cause major damage.
Water damage
Pipe and water damage may affect equipment, goods and building components.
Burglary
Burglary, vandalism and cash risks require appropriate security measures and limits.
Insured values
Buildings, equipment, goods and stock must be valued realistically. Underinsurance can reduce indemnity.
Extensions
Glass, electronics, machinery breakdown, refrigerated goods and off-premises cover may require additional modules.
Update asset values regularly
Investments, alterations, new machinery and changing stock levels alter the exposure. Sums insured should be reviewed regularly.
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